Both residents and non-residents can open a Spanish bank account. Just wondering if any of the above posters are non-resident in Spain, which might explain the charges. While you may get more flexibility and perks from a resident bank account, you’ll usually find that a non-resident account is much easier to open. Banks that open a non-resident bank account without asking for the NIE If you’re in urgent need of a Spanish bank account but haven’t obtained your NIE yet, there are a number of banks that allow you to get a non-resident bank account with the minimum paperwork required: Banco Sabadell, Caixa Bank, BBVA, Santander, Bankia, Banco Popular. When it comes to opening a bank account in Spain and particularly for non-residents, the BBVA Bank Spain is definitely a choice to have in mind. I rang my branch and asked for a refund of 1st quarterly charge of 35 euros quoting the new ruling in Spain. Jennifer Posts: 17 How to open a non-resident bank account in Spain. ... Banco Sabadell. However some Spanish banks offers bank accounts for non-residents as well. My account costs 30€ per quarter with each quarterly deduction labelled as: 24/09/2017 INTERESTS AND/OR COMMISSIONS 24/09/2017 -30,00 1. I have a Key Plus account set up by my solicitor with Banco Sabadell. The alternative is to use something like Transferwise. Log in to Reply. Here are some of the best banks in Spain for non-residents. Sabadell. Just like La Caixa bank, the non-residents only account has vanished from this bank. In general, fees for banking in Spain can be higher than in the rest of Europe, but several banks compete for the business of expatriates and concessionary deals can be secured. Our bank, Sabadell, hits us with similar charges on transfers from the USA. We bank with Sabadell and have each been charged 30.25 Euros for Commission/fees Peticion Cert and a further Euros7.03 for the non residents authorisation charge. I was aware that the bank charges for this account are 140 euros per year. This bank offers the opportunity for a non-resident company with financial needs in Spain to open a bank account. Depending on your bank and the bank used to withdraw money, you might have to pay some fees. This will also apply when transferring money online to another bank. I have a Sabadell account and I am a non resident. Bank accounts on offer to expatriates in Spain are divided depending on whether the expatriate is deemed to be a resident or non-resident for tax purposes. But once you obtain residency it is beneficial to switch to a Spanish bank account. BBVA Bank Spain . The 1,2,3 Account is an account free of opening charges. Below, you can find a list of the best banks in Spain for non-residents that was compiled by taking into account such factors as size of commission, technical support quality, amount required for opening an account, and online-banking development. 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