Laura Howard of MoneySupermarket replies: It’s impossible to open a current account or get a credit card from a UK bank or building society if you don’t have a … Halifax current accounts and services are offered subject to status. I do have a european passport/ID, though I am technically a resident of south africa. The Co-operative Bank is closing accounts … Available only to personal customers aged 18 or over who are resident in the UK. The interest rates to these accounts are variable but generally higher than the interest rates offered by the local banks. Expat Experiences with Opening a Bank Account “I have a current account, which I have held since I was 16. I’d like to setup a bank account for use in europe & to make funding my revolut card easier. Britons abroad face a current account closure “lottery” as banks start to cut services in EU countries because of Brexit. The Halifax current account offers all the services you would expect from a current account, including the ability to apply for an arranged overdraft, … Santander isn’t closing accounts at this time, but non-UK residents can no longer open accounts with the bank, and existing customers won’t be granted new requests for new or increased overdraft limits, credit card limits or additional cardholders. Halifax’s current accounts all come with a Visa debit card that is accepted pretty much anywhere in the world. While some of the major UK banks, such as Halifax, won’t let non-residents open a bank account there are a few that do.These include large traditional banks like Natwest and Lloyds as well as mobile banking services like Monese.Here’s a short breakdown of your options when it comes to opening a bank account in the UK for non-residents and some alternatives you might want to consider. Use your powers of persuasion, particularly if you are a longstanding customer! Any overdraft we agree is repayable on demand. A wide range of related products. However, if you can’t provide one of those documents - as will be the case for most non-UK citizens, for instance - then you need to provide both proof of identification and proof of address.1. Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Thousands of Britons living in the EU will have their UK bank accounts closed by the end of the year because of the UK’s failure to agree a post-Brexit trade deal. I’m in the UK at the moment and will be here from time to time over the coming year. Can I open a bank account without proof of address? A current UK passport; A Northern Ireland Voters Card. 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